About us

In the course of our 20 years in business, we’ve seen many upswings and downturns. We were involved with the RTC in the early ‘90s, and we continue to be involved in today’s efforts in restructuring and finding solutions.

The company has been in business through at least three cycles of the mortgage lending market. We have been successful at adjusting our focus, organization and goals throughout these changes.

April Smith & Associates is the oldest company of its kind nationwide.

April Smith has over three decades of multi-layered experience in the field of mortgage finance. She founded the firm in 1988, and she continues to provide hands-on strategy and planning for both new and established clients. She is an active speaker and educator to the industry. April is a recognized authority on mortgage due diligence.

April’s accomplishments and experience include:

Coordinated and completed pilot Freddie Mac PC swap.
Purchased and closed in excess of $3 billion in discounted residential and commercial merger loans.
Brought mid-size mortgage banking subsidiary from loss to profit status in one year.
Published articles in national trade publications on due diligence, quality control and ethics.
Developed and marketed a quality control manual and system for compliance with agency requirements.
Founded and developed April Smith & Associates into a nationally-known mortgage due diligence firm.
Elected to the Stonington, Connecticut Board of Education in November of 2001 and 2005.